Victims for fires are disappointed with a fair plan


Total insurance losses from Southern California The hill earlier this year estimated up to $ 45 billion.

People in the Pacific Polisades are disappointed because they try to recover physically and morally from the destructive fires of January.

This is especially true of some families that make California’s fair plan As a last resort after their initial providers threw them.

The man walks among his burnt home

James Bor filed claims the day after the fire of the palisada burned down at home. (Sunny / foxbusiness)

And even with a more limited policySome say they still don’t receive the necessary help.

“I call them every day, and sometimes you are going through, sometimes not.

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This is reality for some houses with a fair plan.

“They sent me checks that were lost in the mail. They sent wires that did not actually pass,” Bor said.

The state farm fell in December James Borau. A month later, January 7, Polissada fire He burned his house to the ground.

Pieces of rubble and green pool of forest fires

Bor says that he calls representatives of a fair plan every day. (Sunny / foxbusiness)

And although he immediately filed claims, the results have not yet changed.

“Ninety days later, still fighting them … Now I came to the conclusion that I will have to fight them for the next three years,” Bor said.

Executive State Farm fired comments for premium margins after the California Forest Fire

Groups of insurance industry For example, for many years the need for a fair plan has increased, as less insurers write or prolong politics. But a fair plan cannot afford to pay all requirements.

“As we have recently seen with forest fires in Los Angeles, there was actually a lack of a fair plan that led to a billion dollars that private insurance companies now need to be covered in order for lawsuits to be paid,” said the Vice-President of the US Association for Insurance Insurance Association.

And it’s not just the people who have lost their houses that fight for help.

“Our family has five padders, four houses were lost, and our home is still standing, but we are also in a difficult situation,” said the Pacific Ocean Palissades Andy Sands.

Burned the cars in front of the house

Andy Sands’s house still stands after the palisade fire. (Andy Sands / Foxbusiness)

While Andy Sands’s house is still standing, he says he also receives a parsing.

“Soot, ashes, God knows that more but not only the door and windows are imbued with the house. And so the house smells awful. It is quite toxic. You can’t go there without a mask,” Sands said.

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Last year, the state farm refused to cover the sand, forcing it to a fair plan.

Andy Sands says a fair plan does not help his family with smoke damage. (Andy Sands / Foxbusiness)

His house was hit by fires, but the fair plan agents told him that they would not cover the smoke.

“They offered $ 2,800 for the hydroxyl, which should get rid of the smell of smoke in the house … Even then, we are still responsible for the $ 10,000 franchise,” the sand said.

After several agents of the fair plan jumped, Sands appealed to the hiring of his own insurance correspondent.

A state farm asks California to approve rates after fires

“We have a huge fire that devastated the whole community, and they want you to just clean up, not painted, and not sealed, not something else? It’s just pure. It’s absolutely ridiculous and impossible. So dangerous,” said the public correction of the Ryan Knut group.

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Knuth also says that a fair plan helps only two months of renting at the same time, and currently won’t cover testing to find out if chemicals in these homes can.

Fox appealed to representatives of the fair plan, but they said they could not comment at this time.



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